The amount of additional payment that poor citizens receive depends on the subsistence level. In 2017, the minimum income of a pensioner is 8540 rubles. Regional authorities independently determine the amount of financial support for the elderly. Many people are interested in the question of whether it will be in January 2019?

There are no pensioners in Russia whose monthly income is below the subsistence level of a pensioner in the region of residence. All non-working pensioners receive a social supplement to their pension up to the subsistence level of a pensioner in the region of residence.

According to the latest changes, the minimum pension in Russia in 2019 will increase by about 163 rubles and amount to 8,703 rubles.

What is the old-age pension: types of pensions

Payments existing in Russia can be divided into 3 types:

1. Most older people are eligible for contributory pensions. To do this, you must score at least 11.4 points. The minimum work experience in 2017 is 8 years. In the future, the requirements for applicants will become tougher. To receive an insurance pension next year, you must work at least 9 years.
2. The state assigns a social pension to the disabled and orphans.
3. Citizens who have become victims of man-made disasters can count on state payments from the budget. The funds are paid to people who took part in the liquidation of the consequences of the accident at the Chernobyl nuclear power plant.

How many points do you need to receive a pension in 2019. Minimum seniority and retirement age in 2019

The retirement age in Russia is still at the same level. But every year the requirements for minimum scores and minimum experience increase. So, in 2017, to receive the minimum pension, you had to score at least 11.4 points. And the total length of service should be at least 8 years.

Women for retirement in 2019 :

1. You must have a minimum work experience of 9 years;
2. Reach the age of 55;

men for retirement in 2019 :

1. You must have a minimum work experience of 9 years;
2. Reach the age of 60;
3. Have a minimum IPC score (Individual Pension Coefficient) of 13.8. You can calculate the IPC score on our official FIU.

The minimum pension in Russia in 2019 from January 1 by region table

In 2019, there will be a planned indexation of pensions by 3.7%. Below you will find a table with all regions of Russia and you can find out what the minimum pension in 2019 will be in your region.

Attention! Our website contains the most accurate information on pensions in 2019, but there may be some inaccuracies in the numbers. They concern non-working pensioners. For up-to-date information on the size of the pension in your region, check with the PFR department.

No. pp	Region	2018
Central Federal District
1	Belgorod region	8 836
2	Bryansk region	7 327
3	Vladimir region	9 233
4	Voronezh region	9 567
5	Ivanovo region	8 194
6	Kaluga region	9 338
7	Kostroma region	9 629
8	Kursk region	7 044
9	Lipetsk region	9 479
10	Moscow region	9 864
11	Oryol Region	8 597
12	Ryazan Oblast	7 998
13	Smolensk region	9 516
14	Tambov Region	8 231
15	Tver region	8 726
16	Tula region	9 354
17	Yaroslavl region	8 930
18		17 500
Northwestern Federal District
19	Republic of Karelia	9 703
20	Komi Republic	10 556
21	Arhangelsk region	12 315
22	Nenets aut. county	18 199
23	Vologda Region	9 701
24	Kaliningrad region	9 703
25	Leningrad region	8 672
26	Murmansk region	12 497
27	Novgorod region	9 299
28	Pskov region	9 606
29	Saint Petersburg	8 817
Southern Federal District
30	Republic of Adygea	8 970
31	Republic of Kalmykia	8 296
32	Krasnodar region	9 279
33	Astrakhan region	8 759
34	Volgograd region	9 380
35	Rostov region	9 355
Volga Federal District
36	Republic of Bashkortostan	8 644
37	Mari El Republic	8 781
38	The Republic of Mordovia	8 231
39	Republic of Tatarstan	9 175
40	Republic of Udmurtia	9 371
41	Chuvash Republic	8 146
42	Kirov region	9 077
43	Nizhny Novgorod Region	8 809
44	Orenburg region	7 761
45	Penza region	8 401
46	Samara Region	8 326
47	Saratov region	7 971
48	Ulyanovsk region	8 707
49	Perm region	9 011
Ural federal district
50	Kurgan region	9 226
51	Sverdlovsk region	9 703
52	Tyumen region	9 402
53	Chelyabinsk region	9 368
54	Khanty-Mansi Autonomous Okrug	11 830
55	Yamalo-Nenets Autonomous Okrug	14 797
Siberian Federal District
56	Altai Republic	9 499
57	The Republic of Buryatia	9 703
58	Tyva Republic	9 245
59	The Republic of Khakassia	9 349
60	Altai region	9 217
61	Transbaikal region	9 703
62	Krasnoyarsk region	9 270
63	Irkutsk region	9 701
64	Kemerovo region	8 882
65	Novosibirsk region	9 703
66	Omsk region	9 057
67	Tomsk region	9 275

Far Eastern Federal District
68	The Republic of Sakha (Yakutia)	Zone 1:
		17 435
		Zone 2:
		14 763
69	Kamchatka Krai	17 151
70	Primorsky Krai	9 637
71	Khabarovsk region	12 009
72	Amur region	9 695
73	Magadan Region	16 280
74	Sakhalin region	13 225
75	Jewish Autonomous Region	9 700
76	Chukotka Autonomous Okrug	20 944

North Caucasian Federal District
77	The Republic of Dagestan	8 707
78	The Republic of Ingushetia	8 104
79	Kabardino-Balkaria	8 922
80	Karachay-Cherkessia	7 491
81	North Ossetia	7 606
82	Chechen Republic	8 989
83	Stavropol region	8 293

The financial well-being of an elderly person depends on where they live. When calculating pensions, employees of the Pension Fund use Rosstat information on the cost of the consumer basket. The state pays a monthly fixed amount of 4,959 rubles to an unemployed citizen. An older person who does not score the established number of points will be able to claim payments 5 years later than usual.

Features of calculating the insurance pension

What is the current minimum old age pension? applicable to older people? In 2017, the cost of living is 8187 rubles.

An old-age labor pension is paid to men at the age of 60. Women have the right to apply for payments 5 years earlier. Requirements for the applicant can be reduced if a person has worked for a certain time in a hazardous industry.

The amount of old-age insurance benefits depends on the individual case. When calculating benefits, employees of the Pension Fund take into account not only the length of service. The amount of points earned affects the amount of the insurance pension. Elderly people in 2017 receive an average of 13,620 rubles. To find out the exact amount of the pension, you can use the calculator.

Conditions for receiving a social pension

What is the old age pension paid to people with disabilities? In Russia, the fixed part of social benefits in 2017 is 4,959 rubles. The state provides financial support to poor citizens. Not all people qualify for an insurance pension. The reason for refusal may be lack of work experience. In this case, the state pays a social pension. Funds are received by people who do not have other sources of income.

Pensioners who receive a small pension are entitled to a social supplement. The amount of the federal allowance depends on the subsistence level in the region. When calculating the social pension for residents of the Far North, the corresponding coefficient is taken into account.

State pension

There are several categories of citizens eligible to receive state payments:

1. People who have become disabled due to radiation exposure.
2. Local residents who were at the time of the accident in the contaminated area.
3. Citizens who were taken out of exclusion areas.

What is the old age pension in Russia paid to victims of man-made disasters? Participants in the liquidation of the accident at the Chernobyl nuclear power plant are entitled to early retirement. The amount of payments in 2017 is 12,399.62 rubles. To receive state payments, you must work for at least 5 years. Liquidators retire 5-10 years earlier than the period set for ordinary citizens. People living in the contaminated area are paid 9,919 rubles a month.

Is it possible to count on financial assistance from the state in the absence of seniority?

What is the minimum old age pension? put to people who received a salary in "envelopes"? The Pension Fund has begun to gradually tighten the requirements for candidates applying for insurance payments. However, some people have not been able to earn 11.4 points in their entire lives. They cannot receive an insurance pension due to the lack of the necessary work experience. This may be due to the fact that the person did not work officially.

The state does not leave such people without a source of income. The elderly are paid a social pension. Benefits are given to people who have lost their breadwinner. Social pension is paid to disabled citizens (clause 6, article 5 of Law No. 166-FZ).

The following factors influence the amount of benefits:

• having dependents;
• reaching the age of 80;
• accommodation in the regions of the Far North.

Minimum pension in Moscow in 2019

The minimum pension in the Moscow region in 2019 latest news. In Moscow, the pension will be indexed differently. Read more in.

The government has decided to increase the list of people who are eligible for a social pension. Now state support will be 9159 rubles. By 7%. more than last year. What is the old age pension operates in different regions? To do this, it is enough to study the information indicated in the table.

What is the minimum old age pension will be in 2019

The Ministry of Finance plans to establish a living wage in the amount of 9,364 rubles (FZ No. 134). The state raises the minimum level of pension provision by 163 rubles. In the regions, there are regulations that establish allowances and benefits.

During the budget planning process, experts assumed that the price increase would be 4%. The increase in pensions in 2019 will be 3.7%. However, the current inflation rate did not reach the forecast value.

The minimum social pension is 9 159 rubles. Moreover, the incomes of older people are increasing not only due to increased federal payments. The regions pay extra monthly allowances to low-income citizens. When calculating pensions, specialists will use the adjusted IPC value. The cost of a point next year will be 81.49 rubles. The social pension will increase immediately by 4.1%.

Will it be in 2019? The Ministry of Finance approved the living wage at the level of 8703 rubles. Already in January, older people will be able to receive an increased pension. For residents of Moscow, the minimum payments are planned to be set at 17,500 rubles.

The increase in the amount of pensions will affect disabled citizens. The government decided to postpone the indexation of benefits for active people who continue to work. can be directly on our website.

To get an approximate amount of payments, you must enter in the form the length of service, the number of children, the amount of the official salary. Thanks to the calculator, you can simplify the process of calculating the pension. The cost of living in the Moscow region in 2019 will be approximately 13,000 rubles.

What if the pension is less than the living wage?

The income of some older people does not reach the living wage. Moreover, the price level varies greatly depending on the region of residence. Pensioners who do not have other sources of income may apply for the supplement. The payment of allowances stops when low-income citizens are employed. When considering applications from pensioners with low incomes, the administration of the regions evaluates their financial security.

Social security authorities take into account the following types of income:

• various benefits that an elderly person receives;
• the availability of benefits for utilities and transport services;
• the amount of pension that a poor citizen receives every month.

In the case of employment, an elderly person must inform the employees of the Pension Fund about this. Social security authorities have the right to go to court if a pensioner tries to hide the fact of receiving other income. Moreover, this procedure applies to any amount of salary. To apply for additional payments, you need to contact the local branch of the Pension Fund.

The elderly person must provide the following documents:

• passport;
• pensioner's ID;
• documents that indicate the amount of additional payments.

The application must be filled out in accordance with the sample, which is indicated on the website of the institution. The question of the payment of the supplement to the pension is within the competence of the regional authorities. Older people may need legal support to obtain additional funds. In disputable situations, the right to receive payments has to be proved in court.

What is an insurance pension?

Pension insurance can be divided into:

• mandatory, which is issued upon reaching the appropriate age;
• payments in case of loss of a breadwinner;
• benefits for the disabled;
• voluntary insurance, which is formed at the expense of independent contributions of people.

In 2019, the conditions for the payment of an insurance pension will change. An elderly person will have to score at least 13.8 points. The insured person will be able to count on a pension only if he has worked for at least 9 years. Employers spend 22% of the employee's salary to finance the insurance part of payments.

Conclusion

The pension of an elderly person cannot be less than the subsistence level. The state guarantees financial support to low-income citizens. In 2019, the amount of the minimum pension will reach 8,703 rubles.

Didn't find an answer to your question? Ask a lawyer

By 2018, no major changes are planned in the field of insurance pensions, only the age will increase and the number of points until their total reaches 15. The main changes will overtake the funded part of pension payments, otherwise everything will be as before.

It is worth saying that the insurance pension is accrued only to working pensioners whose experience is at least eight years. After indexation, its size in the republic is 13,620 rubles. Together, this type of pension is a fixed payment and percentage accruals from the level of insurance premiums.

Minimum pension

Every citizen on the territory of our country has the right to receive a pension; what it will be and in what amount it will depend on the individual circumstances. According to the current legislation, it is unacceptable for a pension to be below the subsistence level, therefore, due to the state allowance, the pension is increased to the minimum.

Depending on the level of indexation, the minimum amount of pension payments also varies; since 2017, this figure in the region has increased to 8,410 rubles.

The value of the minimum wage in Cherkessk and the Karachay-Cherkess Republic

The minimum wage is one of those values ​​that in the state remains unchanged for all regions. It does not depend on the regional coefficient, but may change in the context of current inflation. Since 2017, the figure has reached the mark of 7,500 rubles.

Additional payments (surcharges) to pensions in Cherkessk and the Karachay-Cherkess Republic

Non-working pensioners, whose amount of accrued pension payments is less than the subsistence level established in the region, are charged with state allowances.

Conditions for obtaining a pension in Cherkessk and the Karachay-Cherkess Republic

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The pension system in the Russian Federation does not stand still, but is constantly being improved, becoming more stable and understandable. Along with this, new prospects are opening up in our country for citizens to form pension rights.

Types of pension provision

The current pension system in Russia is three levels:

• (OPS);

OPS is formed at the expense of employers' insurance premiums(insured) for themselves and their employees in the FIU. Within the framework of the OPS, several types of insurance pensions:

We can say that the OPS pension is a part of earnings deferred for the future and in the event of an insured event.

the main insurer in the OPS system is RF Pension Fund(FIU). As for, here non-state pension funds (NPF) or management companies (MC) act as insurers. This type of pension payment is formed by the decision of the insured person.

But not all citizens, for one reason or another, can earn the right to. Such persons are assigned within the framework of state provision and support. The payment of such pension funds is carried out from the state budget.

Non-state pension provision(NGO) provides citizens with the opportunity to voluntarily form another additional pension, which is assigned on the grounds specified in the NGO agreements.

Compulsory pension insurance system

The right to a pension payment arises in the event of an insured event:

• (65 years for men and 60 years for women);

Citizens who work and pay insurance premiums to the FIU are insured persons. - This the main type of pension payments in Russia.

Annually government insurance payments. However, since 2016, indexation has been carried out only for non-working pensioners (Article 26.1 of Law No. 400 - FZ "About insurance pensions").

The OPS system also provides for measures to support people whose payment is below the subsistence level. Such a measure is intended only for non-working pensioners by establishing.

Individual (personalized) pension accounting

Since 2002, personalized accounting of pension rights has been carried out, in which all data on citizens are contained on its individual personal account.

It is to this account that the employer transfers every month insurance payments. It also contains information about the length of service, earnings and voluntary deductions of a citizen. Thus, pension rights are formed - the basis of future pension payments.

Citizens insured in the OPS system have the right to receive an extract from their personal account in order to control its condition.

Individual account number is unique and belongs to only one citizen. The document on the assignment of such a number is an insurance certificate - SNILS. It is issued once and for life.

With the help of SNILS opens several possibilities:

• receive a state benefit;
• receive a public service in electronic form;
• reduce the number of documents when receiving public services.

An insurance certificate is also required for formation of the register of citizens who have the right to receive state social services and benefits.

State pensions

Financing of pension payments under the state security, in contrast to the OPS, is carried out from the federal budget.

Such pensions are established for citizens to compensate them for their earnings. lost in connection with the termination of civil service upon reaching the required length of service, or to compensate for harm caused to the health of citizens during military service, as a result of exposure to radiation, in case of disability or loss of a breadwinner, as well as in a number of other cases.

A state pension payment is assigned at any time after the right to it arises. Also, for some, payment is due 2 pensions at the same time.

Types of state pensions

There are several types of state pension payments:

• For years of service. It is established, and subject to certain conditions, namely the presence of the necessary length of service in the relevant positions.
• By old age. assigned to citizens. The conditions for the emergence of the right to it depend on the category of the recipient, the nature of the work performed by him, the place and duration of his stay in the contaminated territory.
• By disability. This state pension is established in the event of disability of citizens from among, astronauts, as well as those injured at the Chernobyl nuclear power plant and awarded the badge "Inhabitant of besieged Leningrad".
• On the occasion of the loss of a breadwinner. Such a pension payment, established by the state in the event of the loss of a breadwinner, namely, a conscript, citizens exposed to radiation, astronauts and candidates for them, is assigned to disabled members of their families.
• Social pension. Paid in accordance with the norms of Law No. 166-FZ of December 15, 2001. "On State Pension Provision in the Russian Federation" if the insured person does not have the necessary insurance experience. also divided into the following types:

Non-state (additional) pension provision

Along with state measures for the formation of pension payments, citizens can take part yourself to increase your future pension.

Additional pension provision is provided on a voluntary basis by concluding a depositor agreement with any non-state pension fund (NPF). A list of such funds that are currently operating (have a license) is given on the official website of the Central Bank.

According to such a document, within a certain period of time, a citizen will transfer the agreed amounts to his personal account.

As a rule, these agreements are concluded for the provision of pensions for such categories of citizens who are engaged in hard or dangerous work so that after retirement, payments can compensate for their work (a list of such positions is given in subparagraphs 1-18, paragraph 1, article 30 of law No. 400 "About insurance pensions").

Contracts can be concluded for such citizens early non-state pension provision, which determine the pension scheme, the procedure and conditions for the payment of non-state pensions (paragraph 2, article 3 of the law of 07.05.1998 N 75-FZ "On non-state pension funds".

pension reform

The rules in force since the beginning of 2015 removed the funded part of the pension from the insurance and made it. Such a payment can be established both by the PFR and by non-state pension funds, if a citizen decides to form his savings in one of them.

rises the importance of insurance experience at . Also plays an important role wage level, with which insurance premiums are transferred to the FIU. The longer the length of service and the higher the salary, the greater the amount of the pension payment.

Until the end of 2015, citizens born in 1967 and younger had, namely, to form an insurance and funded pension or. For citizens who first began their labor activity after 2015, such a choice will be granted during the first five years.

Another opportunity to increase the size of the future pension is later release. For each year of delayed retirement, there will be accrued multipliers for insurance and fixed payments.

Insurance and funded pension

The basis of the future insurance pension payment are those transferred by employers to the Pension Fund for their employees to their individual accounts. The rate of insurance contributions is 22% of wages. The government approves the maximum level of the contribution base every year (in 2019 - 1,150,000 rubles).

• When forming the tariff will be distributed on individual in the amount of 16%(with all contributions going exactly to the insurance pension) and solidarity in the amount of 6%(to finance a fixed payment to current pensioners).
• Citizens of a certain age, namely born in 1967 and younger, can (could) choose a different way to form their future pension by deciding to deduct part of the funds for. Then the individual tariff will consist of 10% for the insurance pension and 6% for the funded pension, while the solidarity tariff will remain unchanged.

New pension formula for calculating pensions

It is important to remember that all pension rights formed before 2015 will be preserved, fixed and. If the final amount of the pension is lower than the established one, then it is left at the same level.

Individual pension coefficient (IPC)

The individual coefficient is the basis for the formation of pension rights citizens according to the new point system. Its value is different for each citizen, since the IPC is equal to the ratio of the salary of an individual person to the maximum salary from which employers pay payments to the Pension Fund.

IPC \u003d (SV / MV) × 10,

• IPK- annual individual pension coefficient;
• SW- the amount of insurance premiums for a citizen at the rate of 16% or, when forming a funded pension, 10%;
• MV- the amount of contributions from the maximum taxable salary (in 2019 it is 1,015,000 rubles).

Accordingly, the higher the salary, the higher the pension coefficient. With an equal level of income, the IPC will be higher for the citizen who refused to form a funded pension.

All individual odds will be summed up. It is especially worth noting that the ICP is charged, including for some non-insurance periods, for example, conscription military service, parental leave (Article 12 of Law No. 400 "About insurance pensions").

In addition, the law establishes the maximum value of the IPC, equal to 10, but this limit will be set gradually from 7.39 in 2015 to 10 in 2021 (9.13 in 2019).

Analysis of the Russian pension system

A set of measures to reform the existing pension system since the beginning of 2015 has affected all participants. However, there was no instant solution to the accumulated problems:

• pensioners are still dissatisfied with the payment received;
• insurers - high contributions to the PFR;
• the state - by the fact that the indignation of citizens is growing, and it is becoming more and more difficult for the Pension Fund itself to collect the necessary funds to fulfill its obligations.

Citizens are somewhat bewildered when their insurance premiums are transferred by points, and the state independently sets their cost.

In addition, the economic and demographic situation in the country complicate the status quo. The number of recipients of pension payments is growing and the number of employees is decreasing, and, consequently, the number of contributors. Thus, the balance of the main principle of the current pension system, the principle of generational solidarity, is disturbed. In addition, a decrease in the income of the population adversely affects contributions to the Pension Fund.

One of the ways out of the current situation was for 5 years (that is, up to 60 and 65 years). A gradual transition to the new retirement age standards will be carried out from 2019 to 2023 with an annual increase of 1 year.

Conclusion

The laws that have been in force in our country since 2015 have brought many changes to the pension system. The main difference between the existing procedure for the formation of pension rights is their calculation in arbitrary units- individual coefficients. An important innovation was the indexation of pension payments only at, as well as an increase in the retirement age for insurance and social pensions.

• The current system of pension provision in Russia is three-tiered. The main share is guaranteed by the state.
• is the main type of pension in Russia. The pension rights of citizens are formed on their individual personal accounts. Each citizen is assigned a unique number, reflected in.
• Citizens who have made a choice before the end of 2015 in favor can increase the amount of their future payment by voluntarily transferring part of the funds to a management company or a non-state pension fund. However, in 2018 extended moratorium on the formation of pension savings, that is, these funds will be directed to the insurance pension (such a measure will also be valid in 2019-2020). But in any case, all payments transferred by the employer will participate in the calculation of the amount of the future pension payment.

The pension legislation of the Russian Federation is constantly changing. The government of the country introduces new rules. Therefore, residents of the region need to monitor the situation in order to take advantage of the benefits in time. So, the pension in Cherkessk in 2019, as well as throughout the country, will rise slightly.

General information

Residents of Karachay-Cherkessia are entitled to pension payments within the framework of the all-Russian legislation. The latter indicates the following grounds for granting benefits from the budget of the Pension Fund (PFR):

• reaching the age limit for compulsory employment:
  • for women it is set at 55;
  • for men - 60;
  • another is provided for citizens of preferential categories (for example, those with northern experience);
• determination by medical and social examination of the fact of disability;
• bereavement;
• Availability length of service in government or military service.

The following main types of pensions and conditions for their provision are established in the Russian legal field:

1. is due to persons who, as of 2019, have accumulated the following indicators on their personal insurance account:
   • 16.2 points;
   • 10 years of work experience.
2. the payment is due to those who do not fall under the indicators indicated above, after reaching such an age:
   • 60th anniversary for women;
   • 65th anniversary for men;
   • other for beneficiaries.
3. Content on state security appointed under the current legislation in the presence of length of service.

Attention: the increase in the age of retirement affected only civil servants. In 2019, they will be able to receive old-age maintenance when they reach the following age:

• women - 56 years;

• men - 61.

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Statistical data for the Karachay-Cherkess Republic

The government constantly monitors the income of the disabled population. This is done in order to develop measures for additional social support for vulnerable groups. When studying the situation of pensioners, the following regional data are used:

• amount of pension:
  • average - RUB 13,620.0.;
  • minimum - RUB 8,410.0.;
• number of recipients - 121 551 people.;
• minimum restrictions on the earnings of able-bodied - RUB 9,489.0.

Hint: the wage rate in the region affects the purchasing power of the population. Including the financial situation of disabled persons depends on its size.

Methods of protection of pensioners of the Republic

After the introduction of a new methodology for calculating maintenance by age, the Government of the Russian Federation faced the problem of low incomes for older citizens. The fact is that accruals are individual and fundamentally depend on:

• the number of regular and special experience;
• the amount of deductions made by employers for workers.

In addition, the pension is assigned based on the results of long-term work in the previous thirty years (on average). That is, applicants of recent years need to take into account the periods of employment in the 90s and 2000s, when most people worked unofficially. And this affects the current accruals - they are critically small.

The problem was solved radically. A new rule has been introduced into the legislation at the initiative of the President of the Russian Federation. It is like this:

• income of a disabled person, without a place of service, cannot be less than the subsistence minimum (PM):
  • by region of registration;
  • around the country;
  • the largest one is chosen;
• the authorities share responsibility for bringing the income of these persons to the designated indicator.

In practice, the rule is implemented by providing a surcharge:

• to the level of PM in the country - federal;
• to the regional indicator - local.

Hint: The PM is determined quarterly at the end of the period. The income of a non-working pensioner cannot be less than the specified amount.

The procedure for assigning maintenance to pensioners

All issues of pension provision are handled by a specialized state body - the Pension Fund of the Russian Federation. Each municipality of the Republic has its branch. The applicant for maintenance must contact the units on a territorial basis. The algorithm of actions is as follows:

1. Collect the necessary documents. Main:
   • passport;
   • (payments are due only to insured persons);
   • employment history;
   • reference:
     • about disability;
     • about the presence of dependents;
   • death certificate of the breadwinner and confirmation of family ties.
2. Go to the local branch and apply (written on the form).
3. Leave a package of documents for verification.
4. Get an answer and choose:
   • through the post office
   • to a bank card.

Hint: you can apply for a pension on the State Services portal.

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