Other documents may be required. Which ones, the specialist of the Pension Fund will tell you.

Collect documents in advance, at least six months before submitting an application.

This is necessary in order to hedge against the revealed violations in the work book and the need to send requests to various organizations and departments.

Video: a large family - difficulties are not terrible

Special nuances

Higher pensions awarded by the Moscow government are made possible by federal legislation.

According to the laws, each region has the right to establish an additional payment for non-working pensioners. This is done if the pension is below the subsistence level established in the region.

Additionally Moscow government introduced an additional payment for the following categories of non-working pensioners:

In any case, the size of the pension in Moscow will be higher than the average for the Russian Federation. In 2020, at the initiative of the Mayor of Moscow, an increase in the amount of social benefits was carried out by 20%. The amount of pensions increased by 2.5 thousand rubles.

The legislative framework

For the calculation of pensions for mothers with many children in Moscow, the following laws are relevant.

The federal law:

One of the measures to mitigate the consequences of the new pension reform, which began on January 1, 2019, is to provide preferential conditions for retirement for mothers with many children with 3 or 4 children. Let us consider under what conditions it will be possible to use preferential registration of pension benefits.

Preferential pensions for mothers with many children in 2020: by age, years of birth, length of service and points

On January 1, 2019, the pension reform started in Russia. According to the law, which was signed on October 3, 2018 by Russian President Vladimir Putin, and before that was adopted taking into account presidential amendments by the State Duma and the Federation Council, the retirement age for Russians will be gradually increased by 5 years until it reaches the final values ​​of 65/60 years, respectively for men and women. However, in order to mitigate the consequences of the reform on behalf of Vladimir Putin for mothers with many children who have given birth to 3 and 4 children, the possibility of early retirement will be provided. Previously, this right extended only to mothers with many children with 5 or more children.

• Given that the retirement age will be raised in stages (annually in 1 year increments), for the first time, they will be able to take advantage of the new benefit. women born in 1965 and younger(see the table of retirement of mothers with many children by year of birth).
• For women with 5 children, pension legislation already envisages early retirement. And according to the new law of 2018, nothing changes for them - such large families will still have the right to apply for a pension. upon reaching 50 years of age in the presence of the necessary insurance experience and the number of PKI.

Softening the pension reform for women with many children

For the first time, Vladimir Putin announced the softening of the pension reform to mothers with many children during his televised address to Russian citizens on August 29, 2018. He noted that "in our country, the attitude towards women is special, careful", therefore he proposed to change some of the basic provisions of the proposed by the Government

1. Reduce the new retirement period for women from 63 years to 60 years (that is, in total, the increase will be 5 years instead of the 8 years proposed by the Government).
2. To those who, according to the old law, were supposed to retire in 2019 and 2020, you can apply for a pension 6 months earlier new retirement age.
3. Provide for the possibility of early registration of payments:
   • mothers with three children - 3 years earlier a new term (i.e. 57 years);
   • mothers with four - 4 years earlier retirement age (i.e. 56 years old).

This means that in connection with the reform for mothers with many children, the retirement schedule will change - now they will be able to arrange payments ahead of schedule.

However, due to the fact that the amendment to the law provides for a fixed value of the retirement age (57 and 56 years), such a benefit can be used 2020 and 2021 only, since in 2019 the value of the generally established standard for women will be less than these values ​​(55.5 years).

Pension for mothers with many children with three (four) children

According to the Law No. 350-FZ signed by the President on October 3, 2018, pension for mothers with many children with three or four children will be appointed ahead of schedule - for them the retirement age will be reduced by 3 and 4 years respectively. It will be possible to use preferential registration of pension provision if the following conditions are met:

• The woman gave birth to three (four) children and raised them until they were 8 years old.

In this case, children in respect of whom the woman was deprived of parental rights or the adoption was canceled will not be taken into account.

• The necessary insurance experience has been developed for the appointment of an insurance (labor pension). Starting from 01.01.2015, the standards of experience increase annually until the final value is established in 2024 - 15 years
• The total number of accumulated pension points (IPC) is not less than the standard value established for the year of registration of payments. Since 2016, the minimum required IPC value has also increased annually until it reaches the final value of 30 IPC in 2025.

You can determine how many years of work experience and IPC you need to have in order to issue an old-age insurance pension using the table below:

If all of the above conditions are met, then mothers with three and four children who raised them at least until they reach 8 years of age will have the right to leave early - accordingly upon reaching 57 and 56 years old... And in the event that the necessary insurance experience or the value of the IPC is not accumulated, then it will be possible to issue payments only after the necessary indicators are achieved.

At what age does a mother of 3 and 4 children retire?

As noted above, the President's amendments suggest that:

• the retirement age for large families under the new law will be fixed (if a woman gave birth and raised three children - 57 years old, and if four - 56 years old);
• it will not depend on the conditions of the 2019-2028 transition period, when the retirement period for women will increase gradually from 55 to 60 years old.

This means that in the early years of reform as such early release for mothers of large families not provided- women with many children will draw up payments in accordance with generally established standards, taking into account the transitional provisions.

The retirement schedule for mothers with three and four children can be presented in the form of a table:

Note:

Thus, the first to retire, taking into account the new benefits proposed by the President, will be able to:

• women with four children - already in 2021 when the generally established age is at the level 56.5 years, and mothers with many children will be able to receive a pension half a year earlier - at 56 years old;
• women with three children - in 2023 when the general retirement age is 58, they will be able to retire one year earlier (at 57).

Retirement of women with many children under the new law

As noted earlier, due to the transitional provisions of the law on raising the retirement age in the early years of the reform, mothers with many children will not be able to take advantage of early registration - they will retire according to generally established standards like other women.

• Women born in 1964, who, according to the old rules, were supposed to retire in 2019, will not be used by the “early” registration:

In 2019, the age standard will be set at 55.5 years, which is less than that provided for mothers with many children (56 and 57 years old). Therefore, mothers born in 1964. will process payments on a general basis - at 55.5 years old in the second half of 2019 or the first half of 2020

• The first who will be able to take advantage of the privilege will be women born in 1965 with four children- they will have the right to issue payments in 2021 upon reaching 56 years old, while the generally established standard will be 56.5 years.
• Mothers of three children will start early (at the age of 57) to apply for retirement benefits from 2023 - this will affect women born in 1966 and younger, for which the generally established release date will be 58 years.

We present information on the retirement of women by year of birth in the form of a table:

Note: PV is the retirement age in the corresponding year; PRT - retirement year.

How old are you to retire if you have 5 children?

Pension for mothers of large families with five children will be appointed according to the old rules- as it was established before the reform. According to part 1 of clause 1 of Art. 32 of Law No. 400-FZ "On insurance pensions", for women with 5 children, an old-age insurance pension can be assigned earlier than the generally established standard age provides - at 50... The law on raising the retirement age this category of women will not be affected at all- for them, the privilege will be preserved in the course of the reform, and the age limit will not be shifted.

The conditions for providing them with early registration of payments remain the same:

• The minimum required number of years of service and pension points (IPC) according to generally established requirements.
• 5 or more children must be born and raised until they reach 8 years old.

The amendment to the law, proposed by V. Putin, supplements the list of requirements with one more additional condition: children in respect of whom the mother deprived of parental rights or canceled the adoption.

If all of the above requirements are met, a woman can pre-schedule pension payments upon reaching 50 years of age. You can present the schedule of retirement by year of birth, as well as conditions for seniority and IPC, in the form of a table:

What is the pension of a mother with many children

The bulk of a woman's pension is the same as that of ordinary citizens. Her seniority and penny. the coefficient will be calculated in exactly the same way. The size of pension payments will primarily be determined by her deductions from salaries and insurance experience.

And the basic pension of a mother with many children will be increased by the allowance for having many children, which will vary depending on the number of children in the family. Also, as mentioned earlier, benefits will allow the mother to retire much earlier.

The nuances of early retirement are as follows:

1. A mother will not be able to retire early if she has raised five children, but lost parental rights to one of them before the child reaches the age of 8. In the case of six children, but she is deprived of the rights to two, the situation is similar. And on the rise.
2. If the mother was deprived of parental rights later - the child turned eight long ago, her right to early retirement pension remains in effect (if the other conditions have been met).
3. If a woman has received the necessary work experience, earning money in the Far North, then she can retire early with two or more children.

If the woman is 80 years old, then the pension will be recalculated and the pension will be increased additionally. The allowances will depend on the number of children:

• if there are two children, then from 6440 to 12800 rubles will be added to the pension;
• for three children, they will add from 7200 to 14400 rubles;
• for 1 child, they can add from 4000 to 11200 rubles.

Additional conditions were developed for mothers to receive an increased pension:

• children had to be born before 1990;
• the mother was supposed to retire in 2015.

How the pension of a mother with many children is calculated

The final pension for mothers with many children will depend on factors:

1. The amount of deductions withheld from the mother's salary.
2. Work experience.

The pension for mothers with many children in 2020 will be calculated from two amounts: a fixed (labor) payment and an insurance one. Mothers with many children (especially heroine mothers) spend a substantial part of their work experience on maternity leave, for which points are awarded to her.

• For the first-born, a woman receives 1.8 points,
• for two - 3.6,
• and for three, respectively, 5.4.
• No points are awarded with four or more children.

By the way, the decree is also included in the length of service - one and a half years for each child. But in total, no more than six years are taken into account (for four children).

IPK is an abbreviation for the term “individual pension coefficient”. He denotes the very points awarded to a woman for children.

The amount of the insurance pension will be calculated according to the formula:

Pension = IPK * SPK (value of the pension coefficient).

How much will be added to the pension? In numbers, the surcharge will look like this:

• for one child, the amount of the additional payment will be 3416 rubles;
• for two - 4270 r;
• for three children - 5124 p.

What documents are needed to register the pension of a mother with many children

To apply for an increase in pension and ensure early access to it, a mother with many children needs to contact the Pension Fund of Russia. The increments will not be accrued automatically - the process begins exactly in the order of the application.

The woman will need to collect the necessary package of documents:

1. The application itself for registration. It must be properly drafted, with a well-formulated request.
2. A copy of the Russian passport - confirmation that the mother has Russian citizenship, and her age is suitable for early retirement.
3. SNILS (document in the form of a plastic card).
4. Employment history.
5. Other documents that confirm the required work experience of a mother with many children.
6. References and documents about the current individual pension coefficient. They can be issued only at the regional center of the Pension Fund.
7. Copies of passports or birth certificates of each of the children.
8. If necessary - documents of adoption.
9. A document confirming social status is a certificate of a mother with many children. It must be prepared in advance, since the document has its own definite validity period - 1 year.

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Raising children is a huge work, especially if there are several of these children. In Russia, women are considered to have given birth to or adopted three or more children. These persons are highlighted in a separate category, because the upbringing of one child takes a lot of time and energy, for two - for oneself and extraneous matters there is almost no time left, and three or four is already a lot, moreover, in primary school and preschool age they need to devote all their time, attention, energy and, of course, money.

It is the financial side of the issue that worries Russian mothers first of all. Are they given any benefits, increased pension, more early date going on a well-deserved rest, etc. The state has provided various privileges for women with large families as a necessary measure in gratitude for their determination and responsibility. Depending on the region, the number of children to be recognized as a mother of many children may differ: somewhere it is five, somewhere three, and, for example, a mother of two children comes out in the Far North.

Legislative regulation of the issue

Pension guarantees for women who have given birth to several children in Russia are regulated in December 28, 2013.

V Article 32 of this regulatory legal act refers to the right of early retirement for mothers with many children. However, the generally accepted norms change a little here. So, in pension legislation preferential category is mother with five children rather than three. Although, in accordance with By Decree of the President of the Russian Federation No. 431 of May 5, 1992, each region has the right to independently determine which family is considered large.

But still it is Federal Law No. 400 names special conditions, with the full observance of which such a woman can begin to receive a pension from the age of 50. Also it sets fringe benefits, payment material assistance, some compensation, etc.

Terms of provision

So, now you have to figure out the conditions when these guarantees are provided. After all, not everyone is given such privileges. The state strictly monitors the fulfillment of all requirements, because these benefits are financed from the federal budget, therefore, they come from taxpayers' contributions. Before the appointment of a pension, a citizen and all documents and information provided by him are checked.

Mandatory criteria to assign a preferential pension to a mother with many children:

There is another option. It is considered special because it refers to women, living and working in the North... Here the conditions are:

• or give birth to at least two children;
• accumulate an individual pension coefficient (IPC) of at least 30 points;
• have 20 years of insurance experience;
• to work in the Far North for 12 years or 17 in an area equivalent to it.

A woman may be denied the right to preferential pension if she did not manage to raise one of her children before the age of eight. The reason for this may be the death of a child, deprivation of parental rights, etc. judicial procedure, with the early appointment of benefits, it is his specialists of the Pension Fund will not be taken into account, that is, it will be considered that there are one fewer children than she actually gave birth to. If the deprivation of maternal rights occurred after the appointment of a pension, then payments will not be stopped in this case.

The fact of adoption does not in any way cancel the right to early appointment pensions, they are taken into account, as well as relatives. The record of a woman as a mother on a birth certificate means that she is raising him from the moment he was born. The date of adoption does not play any role here. Children from different marriages currently living in the same family stepbrothers and sisters will not be counted in the appointment of an early retirement pension. This fact can be changed only if the woman decides to adopt them, and thus the total number will reach five.

If children live separately from their mother, this does not mean that the Pension Fund will refuse to grant a pension earlier. due date... Here only the fact of deprivation of parental rights will negatively affect.

The procedure for calculating the insurance experience and pension points

At the birth of a child, the business is obliged to provide the mother as well. The latter is from the employee's average earnings. All this period included in labor and insurance experience... However, for a mother with many children who has given birth to more than two children, the decree will not be counted for everyone, but only for the first child and the second. True, a bill was recently put forward to include in the seniority maternity leave also for the third child. It turns out that now not 3 years will be added, as before, but 4.5.

In addition to the length of service, the decree also affects individual pension coefficient... In accordance with Federal Law No. 400, for the birth and upbringing of each of her children, a woman will receive extra points in this size:

It turns out that for the birth of five children she will be awarded 21.6 points. And here it is not far from the minimum 30.

Procedure for calculating the amount of collateral

Retirement benefit for a mother with many children calculated and charged depending on several main factors:

• the total amount of contributions to the Pension Fund of the Russian Federation during the period of employment;
• labor and insurance record of the employee;
• individual pension coefficient (IPC);

In 2018, the pension consists of two components:

• fixed payment - today it is equal to 4997.32 rubles;
• the insurance part of the allowance - depends on the length of service, calculated in the IPC, and on the value of points, which from April 1 of this year increased to 81.49 rubles.

At IPK the employee is influenced by several factors:

• total worked calendar experience recorded in the work book;
• the aggregate of contributions to the PFR paid by the employer in the amount of 22% of the citizen's salary.

Registration procedure and list of documents to be provided

A future retiree should apply to the local branch of the Pension Fund where to bring the next package of documents :

Pension fund employees have 3 months to check the accuracy of all data, register documents, and form a payment case. Then, after the decision is made, the pension is assigned from the current month and indefinitely.

Types of benefits

Constant employment with several children, two, three, five and more, is very exhausting. The difficulty lies not only in surrounding them with your care and attention, but also in daily household chores and in attempts to provide at least some minimum for their comfortable living and hobbies. Here we are talking about material wealth. But how can a mother keep up with all this and work? Many mothers, with their daily worries, are simply physically unable to bring cash income to the family. For this, the state decided to provide such large families benefits, allowances, surcharges and other privileges.

Women who have given birth at least three children, are recognized at the state level as mothers with many children.

They, in accordance with this status, are supposed to following benefits:

1. at the birth (adoption) of a second and subsequent child after 2007. In the current 2018, its amount is 453 thousand rubles. This money can be directed to funded part mom's pension,
2. Highlighting suburban area first of all.
3. Organization of a peasant farm (KFH) for a subsidy or interest-free loan.
4. Tax credits - monthly. For the first and second, 1400 rubles, for the third and subsequent ones, 3000 rubles, and for a student up to 24 years of age, 6000 rubles.
5. Labor benefits - additional days off, a reduction in the length of the working day or week without writing in a work book.

Should mothers of large families expect promotions in 2018?

This year, mothers with many children receiving pension payments from the state should expect the following changes:

1. Starting from 01.04.2018, the annual indexation of social pensions by 4.10% will be carried out. The average size of insurance pension payments for old age will increase by about 400 rubles. and can reach 14045 rubles.
2. The payment period for the funded part of the pension has been increased to 246 months.
3. Women who went on a well-deserved rest before 2015 and gave birth to children during the USSR (before 1990) can receive an additional payment. For one child, the increase will be 1.8 points (3416 rubles), 3.6 for two (4270 rubles), and for three or more 5.4 points (5124 rubles). Mothers who have already turned 80 years old are entitled to a slightly larger surcharge: 5970 rubles for 1 child, 6832 rubles for two, 7680 rubles for three. For mothers who have reached the eightieth birthday, who are able to document the group of disabilities, the surcharge will be paid in the amount of: for 1 child 4000 rubles - 11 200 rubles, for two 644 rubles - 12 800 rubles, for three 7200 rubles - 14 400 rubles ...
4. Also, the Government plans to increase the size of the one-time and monthly benefits for mothers with many children.

O retirement benefits mothers of large families, see the following video: